E Shram Card Loan: The government has started the i-Shram Card Scheme for the workers of the unorganized sector. Various types of benefits are provided to the laborers under the e-Shram card. Under the Shram Card Scheme, many types of benefits are provided to the laborers like a pension scheme, monthly financial assistance, insurance, etc. Apart from this, loans are also provided to the laborers through e-Shram cards.
In such a situation, loans up to ₹ 50000 are being made available to the laborers who want to take a loan under an e-Shram card. If you also want to take a loan under this scheme of the government and want to get more information about this, then stay with us.
You can take a loan from an e shram card.
In today’s news, we will give you complete information about how you can take an e-shram card loan. What documents will you need for this and what is the process of applying for the loan? In such a situation, stay with us till the end for complete information. If you also have an e-shram card, then you can get a loan of 10000 to 50000. The central government is giving a loan of ₹ 10,000 to ₹ 50,000 to all e-shram card holders under the Pradhan Mantri Swanidhi Yojana.
Eligibility for a loan
- All e-Shram cardholders who set up a cart on the road or do any other work must have a Certificate of Vending / Identity Card issued by Urban Local Bodies (ULBs) to get a loan under the PM Swanidhi scheme.
- The monthly income of the applicant worker or laborer should not exceed ₹ 35,000.
- The applicant must have got his police verification done.
- The applicant’s Aadhaar card should be linked to his bank account.
Documents required for E Shram Card Loan Scheme
- Aadhaar Card
- PAN Card
- Police Verification Certificate
- Educational Qualification Certificate (if any)
- Mobile Number Linked to Aadhaar Card
- Bank Account Passbook
How to apply for the E Shram Card Loan Scheme
- For E Shram Card Loan 2024, first of all, all the workers have to come to the home page of the official website of PM Swanidhi.
- Its direct link is also given below.
- Now on this page, you will see the option of Apply Loan 10K and Apply Loan 20K.
- After this, you have to select the amount of loan you want to take.
- Now a new page will open in front of you.
- Here you have to enter your mobile number and do OTP Verification.
- After doing OTP Verification, a new page will open in front of you.
- Here you have to select the option according to your eligibility.
- Now you have to enter your Aadhar Card OTP Verification by entering your Aadhar Card number here.
- Now its application form will open in front of you.
- You have to fill it out carefully.
- In the last, you have to click on the submit option.
- After this, if you want, you can scan and upload your photo or you can scan and upload the photo of your Aadhar card.
- Finally, you have to submit your application form by clicking on the submit option.
- After submitting the form, you have to get its receipt.
- In this way, you can apply online for the e-Shram Card Loan Scheme in a very easy way and avail the benefits of the scheme.
Important Links for E Shram Card Loan Scheme
| Official Notification | Click Here |
| Apply Online | Click Here |
| More Govt Scheme | Click Here |