PM Home Loan Subsidy Yojana: A scheme has been started by Prime Minister Modi for the low-income group of people living in rented houses or kutcha houses in urban areas. The name of this government scheme is PM Home Loan Subsidy Scheme. Under this government scheme, low-income people of the country will be given an interest rebate of 3% to 6.5% every year on home loans up to Rs 09 lakh for 20 years and this amount will be transferred directly to their bank account.
If you also want to get information about this scheme from the government and want to take advantage of the scheme, then stay with us. Here we are providing you with all the information related to the scheme so that you can also take advantage of it.
A loan of ₹ 900000 will be available under the scheme.
Under this scheme, a loan of up to Rs 9 lakh can be provided on the beneficiaries will get an interest subsidy every year. Along with this, the government has decided to bear the expenditure of Rs 60,000 crore, which will be used to benefit 25 lakh home loan applicants. Under this, people of low-income groups will be provided their own house at cheap rates. Due to this people living in slums or rented houses will get cheap houses and their standard of living will rise. Although the date of implementation of this scheme has not been released yet, it may soon get approval from the cabinet.
Eligibility required to avail of the scheme
- Citizens of all religions and castes can apply under the PM Home Loan Subsidy Scheme.
- The benefit of this scheme will be available only to the people of the weaker section who live in rented houses, kutcha houses, chawls, or slums in the city.
- The benefit of the scheme will be available only to those who have not got the benefit of Pradhan Mantri Awas Yojana.
- To avail of the benefit under the PM Home Loan Subsidy Scheme, the applicant must have a bank account linked to the Aadhar card.
- To avail of the benefit of the scheme, it is necessary that the candidate has not been declared a defaulter by any bank.
Documents required to avail of the scheme
- Aadhar Card
- Residence Certificate
- Caste Certificate
- Driving License
- Income Certificate
- Bank Passbook
- Email ID
- Mobile Number
- Passport Size Photo
How to apply under the PM Home Loan Subsidy Scheme
PM Home Loan Subsidy Yojana 2024 के तहत आवेदन करने के लिए आपको अभी थोड़ा इंतजार करना होगा. ऐसा क्योंकि अभी योजना को लॉंच करने की तैयारी चल रही है. जल्द ही योजना को लॉन्च करने के लिए कैबिनेट की तरफ से मंजूरी मिलेगी. जैसे ही कैबिनेट की तरफ से योजना के लिए स्वीकृति दी जाएगी योजना को लांच किया जाएगा. योजना के लॉंच होने के बाद सभी पात्र उम्मीदवार योजना के तहत आवेदन कर पाएंगे और योजना का लाभ ले पाएंगे.
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