Aadhar Card Se Loan Kaise Le: If you also belong to a middle-class family, then often you will need a loan for your work. A middle-class family can’t have a large amount available at once, in such a situation these families resort to loans. However, the process of taking a loan is quite a hassle. You have to make a lot of rounds to take a loan from the bank.
Today we have brought such information for you through which you can take a loan very easily. If you want to get more information about this now, then stay with us. We will give you complete information so that you can take a loan very easily by adopting this process.
You can take a loan through an Aadhar card sitting at home.
You all must know about the Aadhar card. At present, the Aadhar card is one of our most important documents. The Aadhar card is the biggest document for our identity. But do you know that you can also take a loan through an Aadhar card? Yes, it may sound a bit strange but you can do this. We will tell you how you can take a loan through an Aadhar card. With the help of an Aadhar card, you can take a loan of up to 50000 sitting at home.
Eligibility required to take a loan from an Aadhar card
- To take a loan from an Aadhar card, the age of the applicant should be between 21 to 60 years.
- To take a loan, the CIBIL score of the applicant should be 750 or more.
- The minimum monthly salary of the applicant should be ₹ 15000.
- The mobile number of the applicant should be linked to the Aadhar card.
- The applicant should not be declared a defaulter by any bank.
Documents required to take a loan from an Aadhar card
- Aadhar Card
- Mobile Number
- PAN Card
- Passport Size Photo
- Bank Account
Interest rate on loan with Aadhar card
Loans taken with an Aadhar card attract a nominal interest rate equal to that of a personal loan. Usually, this interest rate ranges from 10.50% to 14%. This interest rate can also vary. It depends on the policy of the bank or institution from which you are getting the loan.
How to apply for a loan through an Aadhar card
- To get a loan from an Aadhar card, first of all, you have to go to the official website of the concerned bank.
- Here you have to open the section “Personal Loan” on the website.
- Here you will see a new page.
- In this, you will be asked for information like name, mobile number, date of birth, Aadhar card number, PAN card, etc.
- On that page, all the information has to be filled correctly and the “Submit” button has to be clicked.
- Now you have to go to the “Next” tab.
- On this page, the loan amount and period have to be selected.
- Now your documents and eligibility will be checked by the concerned bank or institution.
- If the application is found eligible, then your loan application will be approved.
- If not eligible, your loan application will be rejected.
- If found eligible, the bank will provide you Aadhar loan after the prescribed procedure of the bank.